San Francisco Bay Area
Kiran Kumar
Turning Data and AI into Growth
20+ years. Enterprise scale. Omnichannel Loyalty and Ecommerce capabilities and apps, Digital Transformation and AI/ML in production - built from the ground up.

About
Executive profile
Kiran Kumar is a customer experience, product management, and digital transformation executive with 20+ years building the loyalty platforms, personalization engines, ecommerce sites/apps, and marketing technology and data infrastructure that drive profitable growth at America's largest retailers. He has applied AI/ML to real-world CX and operational challenges for 15+ years - long before "AI strategy" became a boardroom agenda item. At Safeway, Albertsons, Petco, and World Market, he rebuilt and grew $30B+ loyalty revenue portfolios, scaled customer bases from millions to tens of millions, and led teams of 100+ across analytics, marketing, product management, and digital operations. He brings the financial fluency of having overseen multi-billion$ P&Ls, to every growth decision. Today he is a partner at xVector Labs, building agentic AI applications for enterprises, and advises early-stage companies at Berkeley SkyDeck. He is actively pursuing board leadership roles where AI applications, digital and CX transformation, and growth are strategic priorities.
Impact
Outcomes that moved the needle
$5B+
Incremental revenue generated
at 4 Leading U.S Retailers
700 bps
Retention rate improvement
in a billion-dollar Omni-channel Loyalty Program
$100M+
Gross margin improvement
in a $6B+ Business Group FP&A role
100M+
Customers Engaged
in 4 Omni-channel CX roles
$50M+
Annual CPG brand funding generated
at a leading Retail Media Network
5+
Major digital transformations delivered
at 4 Leading U.S Retailers
Experience
Career highlights
Partner
XVector Labs Inc.Building agentic AI applications for enterprise clients, developing and marketing solutions across revenue cycle management, supply chain, and marketing through a no-code data platform.
Advisor & Selection Committee Member
Berkeley SkyDeck, UC BerkeleyServe on the Selection Committee at UC Berkeley's premier startup incubator, evaluating thousands of applications annually and advising portfolio companies on consumer insights, product strategy, loyalty, and go-to-market execution.
Vice President, Loyalty & Customer Experience
World MarketLed loyalty, CRM, customer service, analytics, digital marketing, and marketing technology at World Market - rebuilding organizational capabilities and driving growth in a challenged home furnishings market. Expanded World Market Rewards through tiers, gamification, AI/ML personalization, a co-branded credit card with Bread Financial, and innovative omni-channel campaigns, while modernizing the MarTech stack with Cheetah Digital, Attentive, and a Customer 360 platform. Led a team of 70+ across loyalty, analytics, customer service, and consumer insights.
Head of Marketing Channels & Personalization Platforms
PetcoRecruited by Petco's new leadership to build personalization and marketing channel capabilities from the ground up as part of a strategic organizational rebuild, contributing to the company's successful 2021 IPO. Deployed Einstein AI/ML in Salesforce Marketing Cloud, launched AI-powered cart and browse abandonment programs via Wunderkind, and established personalized CRM journeys for onboarding, retention, and cross-sell -transforming email from a broadcast channel into a precision revenue engine.
Group VP, Product & Program Management / VP, Loyalty
Albertsons CompaniesLed the product and program management of 'just for U,' one of retail's most sophisticated AI/ML-powered loyalty platforms, scaling active customers from one million to tens of millions across the newly merged Albertsons-Safeway enterprise. Oversaw digital channel migrations, website replatforming to Adobe Experience Manager, retail media network development, and the launch of multiple eCommerce programs -including an early third-party marketplace and a meal kit pilot that led to Albertsons' acquisition of Plated -while building and leading six high-performing teams across analytics, digital, and program management.
VP, Loyalty / Director, Financial Planning & Analytics
Safeway Inc.Built Safeway's 'just for U' loyalty platform from inception, establishing the AI/ML foundation for what became one of grocery retail's most recognized personalization platforms. Concurrently served as financial strategy lead for the $6B Perishables business, where deep analytics and rigorous planning drove significant margin improvement across 1,400 stores -and delivered one of the earliest enterprise-scale applications of machine learning in U.S. grocery.
Earlier career: Manager of Finance, Safeway Inc. (2006–2009) · Staff Program Manager & Senior Process Development Engineer, Broadcom Ltd. (1996–2006)
Expertise
Core capabilities
Loyalty & CRM
End-to-end loyalty program design, CRM strategy, and retention optimization at enterprise scale.
MarTech & AI/ML
Personalization platform architecture, stack modernization, and AI-driven segmentation.
Customer Analytics
Consumer insights, behavioral segmentation, LTV modeling, and journey mapping.
eCommerce & Growth
Omnichannel campaigns, digital product management, marketplace and eCommerce development.
P&L Leadership
Budget ownership ($30M+), brand funding generation, financial planning and analysis.
Team & Org Building
Built and led 100+ person teams across analytics, CRM, eCommerce, and digital operations.
Board & Advisory
Advisory & leadership roles
Partner
XVector Labs Inc.
Agentic AI startup delivering no-code data platform solutions for enterprise marketing and operations.
Advisor & Selection Committee
Berkeley SkyDeck, UC Berkeley
Startup incubator formed by Haas School of Business, the College of Engineering, and the Office of the Vice Chancellor for Research.
Product Advisor
CXScore.ai
Product roadmap development for AI-driven retail customer experience personalization.
Customer Advisory Board
Marigold (acquired by Zeta Global)
Enterprise MarTech and CRM platform advisory.
Advisor
Radiance Labs (acquired by Bloomreach)
AI-driven conversational commerce platform for e-commerce and retail brands.
Education
Academic foundation
MBA, Finance & General Management
University of California, Berkeley
Haas School of Business
M.S., Electrical Engineering
The University of Texas at Austin
BTech (B.S.), Electronics & Communication
Indian Institute of Technology, Madras
Contact
Let's connect
Available for Board of Director engagements in direct-to-consumer businesses, eCommerce, omni-channel retail, consumer products, and MarTech/AdTech.